Dental

Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues.

Delta Dental PPO Plan

Benefit Highlights
In-Network

Deductible (Individual/Family)
$50/$150

Annual Plan Max (Individual/Family)
$2,000

Preventive Care
0%

Basic Services
10%*

Major Procedures
40%*

Orthodontia (Adults and Children)
50% after deductible up to a lifetime maximum benefit of $2,500 per individual

*After deductible

Premier & Out-of-Network

Deductible (Individual/Family)
$50/$150

Annual Plan Max (Individual/Family)
$2,000

Preventive Care
0%

Basic Services
20%*

Major Procedures
50%*

Orthodontia (Adults and Children)
50% after deductible up to a lifetime maximum benefit of $2,500 per individual

Semi-Monthly Plan Cost

Employee Only: $0.00

Employee and Spouse: $6.52

Employee and Child(ren): $9.05

Employee and Family: $15.56

HMSA Dental PPO Plan (Hawaii Only)

Benefit Highlights
In-Network

Deductible (Individual/Family)
$0/$0

Annual Plan Max (Individual/Family)
$1,500 per person

Preventive Care
0%

Basic Services
30%

Major Procedures
50%

Orthodontia (Adults and Children)
Not covered

Out-of-Network

Deductible (Individual/Family)
$0/$0

Annual Plan Max (Individual/Family)
$1,500 per person

Preventive Care
0%

Basic Services
30%

Major Procedures
50%

Orthodontia (Adults and Children)
Not covered

Semi-Monthly Plan Cost

HMSA dental plan costs included with HMSA medical plan.

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