Family Benefits
Carrot
Carrot provides high-quality fertility care with deep, equitable support for all journeys, including fertility preservation like egg and sperm freezing, IVF, donor and gestational carrier services, adoption, pregnancy, menopause, and low testosterone. With the support of a concierge care team, you will receive guidance and recommendations to support your unique journey.
Support Provided
- $25,000 per plan year assisted reproductive benefit
- Fertility care support regardless of infertility diagnosis, including consultations, genetic testing related to fertility, in vitro fertilization, and more.
- Infertility care support as indicated by a diagnosis of infertility, including consultations, fertility medications, fertility preservation, and more.
- Adoption support including agency and home study fees, legal fees, travel expenses, and more.
- Gestational carrier (surrogate) support including costs incurred from matching with donors, donor-related fertility care, embryo transfer, and more.
- Pregnancy support including preparing for pregnancy, trimester group sessions, postpartum care, and more.
- Online childbirth education class or workshop (one per pregnancy) from one of three Carrot-approved organizations.
- Menopause and low testosterone support including select hormonal and non-hormonal therapies prescribed by a clinician and certain provider visits.
- Gender affirming care support for the treatment of gender dysphoria, including hormone replacement therapy costs, standard labs for monitoring of therapy, and eligible non-hormone treatment expenses.
Services listed above are available through your Premera plan.
Additional Carrot Support and Programs
- Parenting and Return to Work support including inclusive resources for newborn care, parental wellness, and support for returning to work.
- Menopause and low testosterone support including medications prescribed by eligible providers, nutritional counseling, advanced temperature regulation products (i.e., wearable devices), and more.
Get the app and sign up at app.get-carrot.com/signup or learn more by reaching out to the Carrot Care Navigation Team at support@get-carrot.com.
Services provided by Carrot may be considered a taxable expense. These amounts will be reported as imputed income and are thereby subject to local, state, and federal tax withholding.
Adoption Assistance
F5 provides adoption assistance for children up to age 18 or for children who are physically or mentally unable to care for themselves. Benefits under this program are available to all regular full-time U.S. employees working 30 or more hours per week, with at least one year of service with F5. The benefit is available for adoptions made through an adoption agency or by direct placement.
Eligible Expenses
Eligible expenses may include legal and adoption agency fees and medical expenses of the adopted child that are directly associated with the adoption. Fees for the adoption of stepchildren or a child born to a spouse, partner, or other relative are not eligible for reimbursement. Expenses must be incurred on or after your eligibility date to be considered for reimbursement.
Reimbursement
F5 will reimburse up to 100% of eligible adoption expenses, to a maximum of $10,000 per family per lifetime. Adoptions of multiple children (where the adoption is finalized on or around the same date, i.e., siblings adopted as a family unit) will be considered a single adoption event eligible for total reimbursement of up to $10,000.
Reimbursement is made after the adoption becomes final. Amounts paid under this program will not be subject to federal income tax withholding, although applicable FICA and FUTA taxes will be withheld from the reimbursement payment. You will be responsible for determining whether the reimbursement is taxable when you file your income tax return.
Adoption Assistance Reimbursement Claim Form